Case Studies
Loan Management Software
The ultimate lending experience
fast, secure, intuitive
Deliver frictionless loan journeys to your customers
Loan inquiry
Serves as a customizable white-label application that allows users to submit loan inquiries. Guides them seamlessly through the application process, providing a frictionless start to their borrowing journey. Improves convenience while helping banks capture a higher number of qualified loan applications efficiently.
AI-powered digital onboarding
Streamlines onboarding with intelligent tools such as OCR, liveliness and deepfake checks, eKYC, sanction screening, and AML compliance for secure, efficient verification and risk management. Delivers instant, compliant onboarding while minimizing fraud risks. Reduces operational costs and accelerates customer acquisition, while building trust and satisfaction.
Lead management
Simplifies the lead inquiry process for financial institutions and enables easy tracking and communication. Streamlines the selection of eligible leads for further processing. Improves efficiency by ensuring faster lead qualification, stronger engagement, and higher conversion rates. Maximizes revenue opportunities for institutions with minimal effort.
Smart underwriting
Automates credit assessments using AI to evaluate applicant creditworthiness and determine loan terms. Reduces manual intervention while ensuring consistent data-driven decisions. Enables faster loan approvals through AI-powered risk evaluation. Strengthens customer confidence and improves portfolio quality by delivering fair, transparent decisions.
Advanced document processing
Leverages advanced NLP and AI to extract structured data and auto-draft credit and sanctioning documents. Supports interactive AI chats to reference files and produce complete documentation. Streamlines workflows to reduce processing time and human errors. Enhances compliance and accelerates disbursements for both banks and borrowers.
Loan account disbursement
Covers borrower KYC, loan account setup, collateral documentation, phased or full disbursement, repayment schedule configuration, and fee processing. Ensures faster loan activation, transparent repayment schedules, and accurate fee handling, giving borrowers seamless access to funds with confidence.
Loan servicing
Manages loan collection (digital, cheque, standing instructions), account maintenance, interest calculation, insurance submission, and restructuring (refinance, tenure adjustment). Provides flexible repayment options, precise interest handling, and proactive restructuring support. Helps borrowers manage commitments seamlessly while enhancing satisfaction and retention.
Loan closure
Oversees arrears monitoring, early warning alerts, recovery, repossession, legal actions, write-offs, and closure documentation. Simplifies closure with clear records, prompt issue resolution, and recovery support. Ensures borrowers experience hassle-free completion and fosters long-term trust.
More Features
Transform digital lending ecosystems with automation, scalability, and connected intelligence
AI-powered virtual agents
Guides applicants through eligibility checks, document requests, and other requirements. Offers convenient, real-time status updates on applications.
Communication and workflow support
Supports dashboards, customer messaging, task lists, and reports. Offers system admin alerts for efficient communication and process management.
Reporting and business analytics
Maintains dynamic real-time reports, tracks KPIs, and effectively leverages data-led recommendations to optimize business strategies and daily operations.
Automated engine calculations
Automates complex engine calculations based on predefined ratios, ensuring accuracy and consistency. Streamlines and speeds up processing of applications.
Comprehensive custom dashboard
Consolidates all data and metrics to present customized views for performance tracking, KPIs monitoring, and real-time operational insights.
Cloud-ready digital lending
Significantly brings down CAPEX and OPEX expenditure by leveraging Oracle Cloud Infrastructure hosting while accelerating time-to-market and scaling.
Multi-party aggregation
Empowers third-party aggregators to manage loans digitally and efficiently. Connects borrowers with a diverse range of safe and secure lending options.
Managed services
Delivers strategic, preventative, and transparent solutions with hosted infrastructure optimization, 24/7 support, and management.
Co-lending module
Enables multiple institutions to co-fund large projects through scrutinization modules, diversifying risk, increasing capacity, and sharing returns.
Multi-product workflows
Manages diverse loan products (car, housing, gold, education, etc.) by tailoring workflows to regulations and business needs. Streamlines processing and approval within a unified system.
API-first
Streamlines development and significantly reduces time-to-market. Enhances overall scalability with seamless integration of core existing systems and trusted third-party apps.
Data dedupe engine
Identifies and eliminates duplicate inquiries and loan account profiles, instantly notifies stakeholders for efficient, accurate, and streamlined account management processes.
Frequently asked questions
Can MobiFin’s LOMS be easily customized to accommodate unique lending products and processes?
Yes, MobiFin ‘s LOMS is highly customizable and can be tailored to meet the specific needs of various loan products like personal loan, home loan, consumer loan, and business loan. Its flexibility allows lenders to configure different loan structures, risk assessment models, and pricing strategies. It is totally adaptable to evolving market conditions and borrower needs.
Does MobiFin‘s LOMS support open APIs to enable easy integration with other fintech solutions?
Yes, MobiFin’s LOMS provides open APIs, allowing for easy integration with internal and external systems such as credit bureaus, core banking systems, and third-party data sources, for improved data accuracy and process efficiency.
How does your LOS help ensure compliance during loan origination?
Our LOS integrates regulatory requirements into workflows, reducing errors and ensuring adherence to legal guidelines throughout the process.
Does your LOMS offer end-to-end automation for lending processes?
Yes, we offer comprehensive workflow automation, streamlining your entire lending process from prospecting to servicing. You can design, deploy, execute, track, and administer your business processes, ensuring efficiency and reducing manual errors throughout the loan lifecycle.
Does MobiFin LOMS help manage regulatory reporting and audits?
Yes, MobiFin LOMS provides tools to streamline regulatory reporting and generate the necessary reports and documentation for audits.
Does MobiFin LOMS feature tools for managing loan portfolios and monitoring risk exposure?
Yes, MobiFin LOMS provides robust portfolio management capabilities, including tools for tracking loan performance, analyzing risk exposure, and identifying potential problem loans. Lenders can use these features to proactively manage their loan portfolios and mitigate risks.
Can terms and conditions be customized for each product and lead?
Yes, terms and conditions, negotiation and approval functionality can be customized on a per-product and per-lead basis.
Do you have credit risk assessment and scoring models support in your LOMS?
Yes, our LOMS integrates with credit bureaus and offers built-in credit scoring models to help you evaluate the creditworthiness of loan applicants. It provides comprehensive credit reports, risk assessments, and decision-support tools.
How does your LOMS platform ensure data security and compliance with regulations?
Our LOMS platform is designed with data security and compliance as top priorities. We adhere to industry regulations and offer in-built modules that generate regulatory and audit reports tailored to your specific requirements.
Does MobiFin offer cloud-based deployment options for its LOMS solution?
Yes, MobiFin offers both on-premises and cloud-based deployment options for its LOMS solution, providing flexibility and quick scalability.
